FINANCING
Katapult Lease-To-Own
No Credit? No Problem! Lease today with Katapult. instant approval up to $3,500, no credit check required.
Who Is Katapult?
Katapult has reimagined lease-to-own for the better, with lease-purchase plans designed just for you. There's no credit required, no surprises, and never a late fee. Katapult makes it possible to take home the jewelry you love today. and own it over time on terms that work for your budget.
HOW IT WORKS
Simple, No-Credit-Needed Process
1. Choose Katapult at checkout. Add your ring to the cart and select Katapult as your payment method.
2. Apply in seconds. Provide basic info. Katapult uses its own approval criteria, NOT a traditional credit check. Most customers get an instant decision up to $3,500.
3. Get your ring immediately. Katapult pays Von Diamonds upfront. Your ring ships right away.
4. Pay through Katapult's portal. Make regular lease payments. Pay off within 90 days for the lowest total cost, or stretch over 18 months.
WHY KATAPULT
Why Customers Choose Katapult
No credit needed. approval based on Katapult's own criteria, not your credit score · Approvals up to $3,500. covers most engagement rings, wedding bands, and fine jewelry · Instant decision. apply at checkout in under a minute · 90-day pay-off option. pay early and save significantly on lease fees · Up to 18 months to complete the lease · Take your ring home today. no waiting · Backup if Affirm declines. Katapult often approves customers traditional financing turns down
Katapult vs. Affirm. Which Should I Choose?
Choose Affirm if: you have good credit (typically 640+), want the lowest total cost (0% APR available for qualified buyers), prefer fixed monthly payments with no leasing structure, or qualify for prime financing rates.
Choose Katapult if: you have limited or no credit history, you've been declined by Affirm or other lenders, you want to take your ring home today without a credit check, or you can pay off within 90 days for the best total cost.
Both options ship your ring immediately. We recommend trying Affirm first (lower cost if you qualify); if not approved, fall back to Katapult.
Frequently Asked Questions
KATAPULT FAQ
No. Katapult uses its own approval criteria and does NOT use FICO scores. There's no hard credit pull. Your credit score won't be affected by applying or being approved.
Katapult approval limits go up to $3,500. Your specific limit depends on Katapult's approval factors, which include income and banking history. not credit score.
No. Katapult is a LEASE-TO-OWN program. You're leasing the item with the option to own it after completing all lease payments (or by exercising the 90-day early-purchase option for a discount). This structure is what makes it available without a credit check.
If you pay the full cash price plus a small processing fee within 90 days of leasing, you save significantly compared to completing the full 18-month lease term. This is the cheapest way to own your ring through Katapult.
Yes. our standard return policy applies. You can return within the return window and Katapult will cancel the lease. Contact our support team for the exact return process when leasing.
Affirm is a loan with traditional credit-based approval. best for buyers with good credit who want the lowest cost. Katapult is a lease-to-own with no credit check. best for buyers with limited credit or who've been declined for traditional financing. Both ship your ring immediately.
Take your ring home today
No credit check, instant decision, ring ships right away. Apply for Katapult at checkout.
